What happens to your medical bills if your workers’ comp claim is denied?
Workplace incidents can happen to anyone, no matter how careful you might be. This is why workers’ compensation is available to protect you if you get injured on the job. Workers’ compensation is insurance that helps employees receive benefits, including medical care, after a workplace injury.
However, sometimes, workers’ compensation claims are denied. This causes serious problems, including challenges in paying off medical bills.
If workers’ comp is denied, you might wonder what happens to your existing medical bills.
Unfortunately, you may still be responsible for paying off the medical expenses that accrued while receiving treatment. Failure to pay for these bills can have serious financial consequences and may even end up in litigation.
Negotiate with Doctors
One option available to those struggling to pay off medical bills is to simply negotiate with healthcare professionals. Some offer payment plan options for people who can’t pay their bill in total. Most healthcare providers allow patients to pay off their bills in installments rather than requiring one lump sum. If you find yourself in this situation, don’t be afraid to reach out and ask them about payment plans.
Other Forms of Medical Assistance
Another option is to check if you’re eligible for other forms of medical assistance. Some workers’ compensation claims are denied because the employer believes the injury or illness isn’t work-related. If this is the case, it may be possible to access Medicaid or other insurance programs that may cover the cost of your medical treatment.
Seek Legal Assistance
Consider seeking legal assistance if you’re unsure how to deal with your unpaid medical bills. Worker’s compensation lawyers specialize in the subject and provide personalized advice based on your individual circumstances.
Workers’ compensation is essential protection for every employee. Unfortunately, sometimes workers’ compensation claims get denied, leaving individuals to pay off high medical bills that accumulated due to workplace-related injuries.
It’s important to remember that if your workers’ compensation claim is denied, you need to take matters into your own hands and find alternative solutions to pay off outstanding medical bills. Don’t hesitate to work with healthcare professionals and seek legal assistance if you’re struggling to cope. Remember, there are resources available to help you.