Cancer is one of the most debilitating illnesses a person can face. It might leave you unable to work, at least during treatment. And for many, the cost of treatment is as concerning as the disease.
The good news is there are instances in which workers’ compensation can help cover the cost of cancer care. If you believe you developed cancer due to something work-related, it’s crucial to understand your rights when it comes to workers’ compensation.
Basics of Workers’ Compensation
Workers’ compensation is a legally mandated insurance program. It provides medical and wage benefits to employees who suffer a work-related injury or illness. Workers’ comp protects employees by providing financial support and coverage for medical supplies and treatment. Each state has its own workers’ compensation laws.
When Workers’ Compensation Covers Cancer
You must prove that a cancer diagnosis is work-related for workers’ compensation to cover medical expenses and lost wages. This means it’s a type of cancer related to exposure to toxins or harmful carcinogenic substances. Those substances must be present in your workplace.
Examples of work-related cancer may include exposure to radiation, asbestos, or other harmful toxins.
It’s difficult to prove work-related cancer. It’s important to speak to an attorney about your situation to ensure your rights are protected and your case is handled properly.
Filing a Workers’ Compensation Claim
To file a workers’ compensation claim for cancer, an individual should first notify their employer as soon as possible. A written notice is the best option. It should include information on the date of the incident, time, and even the environment. Regarding cancer, you’ll need to include the date of your diagnosis and the type of cancer you’re dealing with.
Working with an Attorney
While it is possible to file a workers’ compensation claim on one’s own, it’s often advisable to work with an attorney who has experience in handling these types of claims. An experienced attorney can help an individual understand their rights and obligations under their state’s laws. They’ll also guide you through the documentation needed to support your claim.
If you or a loved one faces a work-related cancer diagnosis, it’s essential to act quickly. The process of filing a workers’ compensation claim can be complex and time-consuming. The longer you delay, the more challenging the process becomes. By acting quickly, you ensure the best possible chance of obtaining the compensation needed to support your recovery.
Facing cancer is never easy. It’s even more challenging to have to navigate a workers’ compensation claim related to your cancer diagnosis. An attorney provides support and assistance throughout the entire process. With the right legal guidance and support, it’s possible to face cancer with confidence and hope.